Monthly Archives: October 2017

Company Car Or Company Car Allowance – Which Should I Choose

If you have the choice of a Company Car or Company Car Allowance, you should check out how much Company Car Tax (or Benefit In Kind Tax as it is also known) that you would pay if you accept a company vehicle, and then decide whether to go for the Company Car or cash. You could be better off taking the car allowance and leasing a car yourself, even though the allowance is taxable.

The Cash for Car scheme has become increasingly popular with both employers and employees in recent years. Employers save time and money in not having to source, maintain and administer a fleet, although they must always be aware of their Duty of Care and Health & Safety responsibilities. And as an employee, you have more freedom to choose the car you drive, and you could even be better off if you dont spend all of the company car allowance you receive. However, some employers do stipulate the type and age of vehicle that is acceptable, according to the job you are doing.

If you choose to accept a Company Car Allowance, its worth considering Car Leasing vs Buying. Car Leasing (also known as Contract Hire) is simply the hiring of a vehicle for an agreed period of time for a fixed monthly rental. Unlike Short Term Rental or daily rental, a car lease is usually for 2-5 years, after which you can simply hand the car back with no further commitment or, in some case, you may be able to purchase the vehicle if you wish. Car Leasing is a convenient, cost-effective and hassle-free way of financing a new vehicle, and there are many benefits of leasing a car. It enables easy budgeting of your motoring costs, and the fixed monthly payments can even include servicing and maintenance. Also, theres no need to worry about depreciation or disposing of the vehicle at the end of the contract.

Dont forget that if you choose the company car instead of the company car allowance, all your motoring costs (except private fuel) will be taken care of by your employer including insurance, road tax, servicing and repairs. If you choose the company car allowance, you will have to pay for these things yourself.

If you choose a company car allowance and lease a vehicle which you use in the course of your job, youre entitled to claim from your employer a mileage allowance for each business mile travelled. H.M. Revenue & Customs approves certain mileage rates that employees can claim for business travel, and the current rate is 40p per mile. Check the HMRC website for the latest information.

Part way between the company car and a company car allowance is something called Employee Car Ownership. This is where your employer gives you a car allowance, but the company organizes the finance deal and takes care of insurance and running costs. This may also be worth considering if your employer offers such a scheme.

Largest Women’s Fashion Clothes Store In Malaysia

To be a woman is indeed a great blessing. The range of clothing available for women is impressive and stunning and the attractive dresses accentuate features to such an extent that makes any woman proud. For women, clothing is a major part of life as the right clothes helps attract attention and admiration.

In order to look your best, it is necessary to visit the best retailers, browse through the womens clothes collection and choose attractive apparels that enhance your appearance. If you are one of the discerning women, clothing you choose must be of the right size. It is important to give attention to this aspect apart from the cut and color.

In order to ensure that the apparel you choose fits you well, it is important to follow a few standards. The size specified on the label may not fit ideally for women of the same weight and height. The minor differences in the length of the arm, width of the shoulder, length of the leg, thighs, buttocks, hips, waist, bust and circumference of the upper arm.

If size 16 fits one woman, it may not necessarily fit to perfection, another of the same height and weight. With a little effort, the other may be able to find a perfectly fitting apparel of size 16 in another brand. This problem arises due to the mass production of womens clothes today.

When you go to a store to purchase clothes, it is important to keep enough time on hand. It is a good idea to try out all the clothes you are planning on buying before you walk out of the store with them. As you try them out, look closely in the mirror from all angles to see if the apparel fits you perfectly.

For example, the seams at the shoulder should lie just over the shoulder edge. Around the bust area, the top must fit in a comfortable manner with enough room for movement. Move your arms from top to bottom and from side to side to ensure maximum comfort.

As you try on the pants, ensure that they cover the legs past your ankle. Ensure that the pants are loose enough to allow movement for your tummy through the day. Take enough time and effort in trying out and choosing the perfectly fitting clothes. This way, you can walk out of the store satisfied and happy with your purchase.

Modest Business Franchise Ideas

Today’s world is very volatile and filled with trials and uncertainties. There are only so many ways of making money and many of these are fast getting saturated. Everywhere, people are looking for new and ingenious ways of earning money. People want to have their own business, but do not want to make a big investment. In such cases, it is good to look for a business idea which does not require too much initial investment. There are many websites which offer budget business Franchises for Sale. The ideas on these sites offer a wide range of businesses from pet grooming to babysitting to tutoring to caring for the elderly.

Virtual Assistant

In addition to traditional low cost business opportunities like babysitting, pet walking, or personal chef business, one of the leading new age businesses to think about is to be a Virtual Assistant. Many small business owners have too many tasks on their hand and wish to have someone to whom they can delegate. Virtual assistants can be of great help to them. They do everything that office assistants do, without even once meeting their bosses. They work on a contract basis from their household. In addition to basic administrative duties and keeping books, they also deliver specialized services like market research, technological troubleshooting.

Business Consulting/Image consulting

There are many low cost franchise opportunities like SEO solutions firms, or round the corner cafes available to people willing to put in the hard work and sincere efforts and of course part with some much short cash. But if parting with the initial capital is a problem, Business consulting or image consulting is another good opportunity for you. You could offer services like business plan writing, marketing, communications, help with legalities involved and so on. If you plan to offer image consulting services, you could advice on etiquette, fashion, dresses, accessories etc. This is one way of building a business around what interests you and what you are passionate about; all the time without too much of initial investment.

Event planning

Planning an event requires elaborate planning and organizing skills. Events/parties can be fulfilling and profitable if adequate hard work and efforts are involved. The overall success of an event planning business will be based on the experience that the planner brings to the clients. An event planner will have to have certain skills which are imperative to Low Cost business opportunities like this one. Good organization and time management, negotiation and budget management, creativity, public relations and marketing skills are a few of them.

Formation Of Company In Cyprus

Cyprus companies are registered under the Cyprus Companies Law CAP. The Companies Law, which is very similar to the English Companies Act 1948, provides that a register able charge, so far as it confers any security on the companys property or undertaking, is void against the liquidator and any creditor of the company unless the prescribed particulars of the charge together with the instrument creating it are submitted to the Registrar of Companies for filing. There is a 21 day time limit, though late registration is permissible with the leave of the court. Failure to register a charge in time makes the company and its officers liable to a default fine.

Nevertheless, registration is a perfection requirement and not a priority point and thus irrespective of whether the charge is registered or not, the agreement (creating the charge) between the parties will be upheld as a valid agreement.

The effect of non-registration is to avoid the security as against the liquidator and any creditor of the company. Any creditor includes a subsequent registered encumbrance even though he had express notice of the prior unregistered charge when he took his security.

The new law enabling covered bonds in Cyprus is also expected to open up new funding sources, since the lower credit risk covered bonds offer will certainly attract investors. Forming a company in Cyprus is an excellent step. We have very low taxation policies and we are growing year on year and becoming a very strong and vibrant business centre. A brief description of the main activities of the company is required to enable the drafting of the memorandum and articles of association. We are here to help guide you through the Cyprus Company Formation in the most efficient way we can. We have helped with the formation of Cyprus Companys for over 10 years now and work with some of the very best Cyprus Companys that offer this service.

Important to consider is if your Cyprus Offshore Company need to have a bank account, this can also be opened for the Cyprus Company easily, just let us know and we will send a Cyprus Bank Account application form to you as a PDF file, once this is filled, signed and returned to us we will go to the bank and get the account opened. Everything done Online and visit you to have to visit Cyprus.

The amount of registration fees is calculated in accordance with the amount of capital. When there is an increase of capital the fee is calculated according to the difference between the fee payable on the nominal capital of the company and the fee payable on the increased capital.

The formation and registration of the company (including operational matters such as printing the letterheads, setting up of statutory and accounting books, opening of bank accounts, etc) may take up to a maximum of one month. For More information visit on this website: –

Finance A Franchise For Subway

When it comes to buy a Subway Franchise, the first think which clicks in the mind is that how you will go to finance it?. Buying a Franchise or coming in the food chain business involves various things like setting up the restaurant, arranging for the shop fitters to fit out the shop accordingly, kitting it out with all the required catering equipment, fitting all the tables and chairs, and many more. That is the reason people usually look for a financer before buying a Subway Franchise. By having a handsome amount in their hand theyll be able to effectively budget their monthly outgoings through a monthly finance package to operate their business immediately with all the equipment they need.

Own a Subway Franchise only by going through the process of financing, as by doing this you are keeping your available capital in the bank, leaving it available for other important business expenditures. It will provide you liquid flow of cash to run the day-to-day business activities. You cant imagine how easily youll get back your return on investment easier by opting to tailored franchise finance package. It will benefit you by lending maximum money to your bank account each month on your lease agreement.

No one can deny the popularity of Subway, not because their unique chain of restaurants but for the quality they provide with mouth watering sandwiches. There is hardly any need to mention that their high profile advertising campaigns and their ongoing popularity and excellent menus are certainly attracting potential franchisees from all over the world. They all want to open their own Subway franchise and want to take a part in the active race to success. If you think about it you almost get it, enormous flexible finance packages on the market are available. It allows you to build in the franchise fee with all useful equipment that goes into the Subway restaurant.

Fulfill your desire to owe a business related of fast food industry by buying a subway franchise. This is the only platform where food have both moderate as well as healthy flavor

Get Aldo Accessories Online At Dubai Online Store

Online shopping is the most active habit of almost every individual these days. The competitive lifestyle and hectic routine of people have made the online shopping stores more popular. This is because more people are into online shopping as its saves precious time and money.

In Dubai, there are lots of people who do not prefer to go physical stores and shop online. The major benefit contributes to it is that of convenience. Without leaving your home or work, you can buy shoes and accessories online. The great benefit is that you can shop at anytime as internet is there for 24 hours.

Men and women who want to buy branded shoes will get great collection at Dubai online stores. The color, design, style, brand and size that they want are available at online stores in Dubai. Just look for a reliable online store to get maximum benefit out of it.

In Dubai, Dukanee is one of the most visited and reputed online shopping store. This online store gives wonderful opportunity for online shoppers to get shoes for women, kids and men. Women can also buy handbags from here and men can buy clothes of different types. Online shoppers will come across world famous brands at this online store. Also, cool offers and discounts and quick services are provided at this online store.

Online shoppers who want to buy shoes of Aldo brand will come across the exclusive collection at this online store. This brand is latest in demand by online shoppers. To buy Aldo shoes online will give lots of choices to make from here. There are eye catching colors and styles available in Aldo shoes for women.

Women are very fond of accessories such as handbags. For women who are looking for Aldo accessories here will come across unique collection. There are latest and wonderful colors, designs, shapes and styles in handbags for women. Aldo handbags are available at affordable rates at this online store.

Online shoppers who are interested in buying Nine west shoes will get the perfect pair of shoes at this online store. Nine West brand offers stylish shoes that are designed to give smart as well as comfort look at the same time. Like, for women, there is an amazing collection in Nine west shoes available at this online store.

Just visit this Dubai online store and get shoes and accessories that you want. Avail the benefits offered by this online store soon.

The Top 10 Model Train Shops In Delaware, Maryland, And New Jersey

For the past year I’ve been compiling a list of model train stores for my model railroading website. These shops all look like a lot of fun to visit, but what are the most popular? Here is a list for the states of Delaware, Maryland, and New Jersey.

The most popular model railroading shops (based on online chatter) in Delaware, Maryland, and New Jersey are:

10. Ridgefield Hobby in Ridgefield, New Jersey

9. Maplewood Hobby in Maplewood, New Jersey

8. M. B. Klein Model Train Stuff in Cockeysville, Maryland

7. Tony’s Train Town in Cedar Grove, New Jersey

6. MTH Electric Trains in Columbia, Maryland

5. Hobbymasters in Red Bank, New Jersey

4. The Model Railroad Shop in Piscataway, New Jersey

3. The Train Station in Mountain Lakes, New Jersey

2. Toy Train Emporium in Cherry Hill, New Jersey

…and the most popular shop for model trains in Delaware, Maryland, and New Jersey is…

1. The Hobby Shop in Aberdeen, New Jersey

Hobby shops not quite making my top 10 were Just Trains in Newark, Delaware; Millsboro Hobbies in Millsboro, Delaware; Seaside Hobbies in Ocean View, Delaware; Engine House Hobbies in Gaithersburg, Maryland; G Scale Train Station in Waldorf, Maryland; Hobby Works in Rockville, Laurel, and Bel Air, Maryland; The Train Room in Hagerstown, Maryland; Atlantic Rails in Folsom, New Jersey; Genes Train Stop in Kearny, New Jersey; Island Trains in Middletown, New Jersey; Pastime Hobbies and Miniatures in Bayonne, New Jersey; Z and Z Hobbies in Mercerville, New Jersey; Zeppelin Hobbies and Raceway in Wayne, New Jersey.

So, there are lots of great model railroading shops from all over Delaware, Maryland, and New Jersey but clearly New Jersey dominated the list with eigth in the top ten. Maryland had two inthe ten, and Just Trains in Delaware just missed out. Note that this list was for the train stores more than their online web stores. If this list were for online stores www.modeltrainstuff.com, the website of M. B. Klein Model Train Stuff, would probably have won.

When in Delaware, Maryland, or New Jersey be sure to visit some of the excellent railroading museums including Harrington Museum and Railroad Museum in Harrington, Delaware; Baltimore and Ohio Railroad Museum in Baltimore, Maryland; Brunswick Railroad Museum in Brunswick, Maryland; Hagerstown Roundhouse Museum in Hagerstown, Maryland; Huntington Railroad Museum in Bowie, Maryland; New Jersey Museum of Transportation in Wall, New Jersey; Whippany Railway Museum in Whippany, New Jersey; and South Jersey Railroad Museum in Tuckahoe, New Jersey.

I compiled this list by searching for the hobby shops listed on a number of search engines and ranking them by the number of web pages, discussion forums, photos, videos, etc that are available online. I further screened this list to include only pages that mentioned model railroading.

Financial Prosperity God’s Way

Financial Prosperity

Like so many people on the internet I have tried a number of ways of making “big” money on the web and yes, I have made at least one bad investment. There is more than one money making formula out there. Some formulas are good and some not so good. God knows more than a little about financial prosperity and He desires the Christian to prosper. However, God wants the Christian to prosper His way.

Formula to a Relationship

God desires that instead of looking to a formula, the Christian should look to Him and not to a formula. God wants you to shift your allegiance from a money making formula to a deep relationship with Him and then you will prosper the best way. Are you seeking to know God intimately and have a deep relationship with Him? He says in Matthew 6:33, “But seek ye first the kingdom of God, and His righteousness; and all these things shall be added unto you.”

The Financial Prosperity Revelation

God gave me a revelation of Matthew 6:33 and showed me if I would seek Him and put His agenda first place in my life then my prosperity would be manifested. Seeking God is the best investment in your destiny.

In Hebrews 11:6b He states, “He is a rewarder of them that diligently seek him.”

“Delight thyself also in the Lord; and he shall give thee the desires of thine heart” (Psalm 37:4 KJV).

Serve God or Money?

Remember what is stated in Matthew 6:24 of the Living Bible, “You cannot serve two masters: God and money. For you will hate one and love the other, or else the other way around.”

Seek and love God with all your heart and get involved with His program. Good investment. He has just the formula for your success: a deep relationship with Him which will unfold the glorious destiny He has for your life. And that destiny does include prosperity.

But what if you refuse to do the will of God? Here is your answer: “Not every one that saith unto me, Lord, Lord, shall enter into the kingdom of heaven; but he that doeth the will of my Father which is in heaven” (Matthew 7:21 KJV).

Like a closer walk with God?

Click “Closer Walk” below for FREE eBook.

Entrepreneur Facilitation Center & Development(EFC INDIA), Co-Working Space in Pune,Shared Office S

Entrepreneur Facilitation Center & Development “This Incubation Park suits to IT / ITES /SERVICES SECTOR Technology Based startup, service concept based startup and any other concept / idea which required an office space to start and run the day to day operation”. We at EFC India, support the young budding entrepreneur with complete guidance on their idea or business plan, provide them with all necessary required things like office space, equipments , office, machines & fixture, manpower hunting , sanctioning loan , legal documentations etc. every bit of thing required to start their own business. EFC India is an Entrepreneur Park, where the ideas get converted into reality and fruitful business. We with our team of experts transfer knowledge and skills, help you with all new technology and market support , provide complete training on modernization and expansion of business to enhance the quality and productivity of your business. All you need generate a great idea of business and we help you shape it into reality! -WHAT WE PROVIDE-

You can send your business plan to

You business plan should not be more than 7 – 10 pages and should crisply cover the following aspects –

1. Introduction of you , your team & business that you want to start. 2.Your Target Customer Your Business Plan & Projection – business model innovation that differentiates you Your revenue model / Earnings – how will you make money, pricing etc. 3.Sales and Marketing Strategy – how do you plan to spread the word around about your solution, how would you sell it? 4. Management Team – Who are the main team members and advisors. 5. Financial projections – What are your cash-flow projections – expenses and revenues? How much money do you need to raise as investment? 6. When would you start breaking even operationally? Approx. Amount of Investment requirement ? 7. Team size / No. of people you will hire.

send your business plan to

Shop Cheap But Best This New Year With Kohls 30% Discount Coupons.

Everyone expects to save money while shopping and shop products which are of superior quality. Customers are always happy when they shop cheap and best. If your resolution is to save cash this New Year then your choice should be Kohls shopping centre. Kohls is a leading and reputed retail stores and has more than one thousand branches in the US. It is well known for its high quality products, exciting discounts and promotional offers and that is the primary cause which makes it famous over 49 states. Kohls coupon codes 30% cash back is the latest offer by Kohls and it can be used to redeem 30% of your cash after buying goods in this store and when the coupon code is used at the checkout after completing shopping. Kohls has everything that is needed for your day to day life .Kohls retail stores sells a variety of goods, such as furniture ,watches, luggage, accessories for women and dresses for men ,women, children, infants and teens. Amazing collection of footwear are also available for different age groups, perfumes, bedding , handbags , home decor, kitchen electrics, tooth brushes and vacuum cleaner are the other items that can be bought from this retail store .

Kohls offers its products at discount prices and these offers are available at many retail stores, online shopping and with coupon codes .Kohls stores have a great collection of various items and anybody at any age can get anything they need at an incredible price and unbelievable discounts when they make a visit to Kohls stores. Kohls department store is not only available at many places but they also have the facility to shop online through Kohls.com started from the year 2000 which attracts more than fifty eight thousand visitors annually.

This is the time to make use of the offer provided by Kohls because it is the only department store chain that has a better collection of items when compared to others. Kohls has fine quality of goods and price that can be afforded by everybody .Quality and affordability are the elements which makes it a leading retail store. To get regular updates on discounts, coupons and what offer you can avail, all you have to do is register yourself with Kohls and you will be getting regular mails about discounts and offers.

Everyone should make use of Kohls coupon codes 30% cash back free coupons to enjoy the amazing shopping experience with Kohls. Kohls coupon codes can be downloaded from chosen websites and huge discounts can be availed on the orders you make. Avail discounts both for online and in-store shopping by using Kohls coupon codes 30% cash back free coupons of 2013 .If your shopping should fall within your budget with high quality products then go ahead and choose Kohls retail or online shopping and your purpose will be fulfilled along with great discounts that you can’t even imagine .